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Suite 1050
San Diego, California 92108

(619) 497-2279
Marci@BairFinancialPlanning.com
 
 
 

Meet Our Bair Financial Planning Team Bursting the Bubble The Real Cost of a Vacation Home Should You Ever Retire?

Your Financial Future

Welcome to Bair Financial Planning an office of the Wealth Consulting Group.

Since 1992 we have been helping successful business owners, female CEO's and LGBT executives make important financial decisions that impact their future. Whether you’re facing retirement, looking to better understand your investments or get a full understanding of your finances as Certified Financial Planner TM professionals we can help you address your most pressing money questions.

Our first priority is your overall financial success. We are independent & objective, meaning we are not captive to a certain company or product.  We want to learn more about your personal situation, identify your dreams and goals and help you put together a game plan that will help you work towards your goals.

Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.

We can help you align your values with your investments by investing in companies that have a positive history of human rights, are sustainable & socially aware along with open transparency and corporate governance.  We feel we have a responsibility to support our community and these companies that are making a positive impact in our world.

Even though our site is filled with educational videos, articles, presentations, and calculators designed to help you learn more about the world of personal finance, nothing beats a face to face personal conversation so please contact our office directly to set up a time to meet in person to review your goals.

Helpful Content

Inflation and Your Portfolio

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

The Power of Compound Interest

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

The Financial Literacy Crisis

The Financial Literacy Crisis

Many Americans are operating their personal finances with only the barest minimum of knowledge.

 

Choices for Your 401(k) at a Former Employer

Individuals have three basic choices with the 401(k) account they accrued at a previous employer.

Immediate vs. Deferred Annuities

Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.

The Anatomy of an Index

The S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding.

Volunteering in Retirement

For many, retirement includes contributing their time and talents to an organization in need.

Will Power

Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.

The ABCs of Zero Coupon Bonds

Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.

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My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

Self-Employed Retirement Plans

Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.

Should I Pay Off Debt or Invest?

This calculator will help determine whether you should invest funds or pay down debt.

What's My Potential Estate Tax?

This calculator helps estimate your federal estate tax liability.

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Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

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The Junk Drawer Approach to Investing

It's easy to let investments accumulate like old receipts in a junk drawer.

What Our Kids Can Teach us About Saving Money

Would you guess that Millennials are effectively saving for retirement? Well, they are.

Jane Bond: Decoding Diversification

Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.

Coaches

Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.

Interest Rates: How Low Can They Go?

The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels?

A Fruitful Retirement: Your Social Security Benefit

Taking your Social Security benefits at the right time may help maximize your benefit.

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