Financial Planning Process

Financial Planning Process

Initial Meeting:

Time: 60-90 minutes

Our goal is to create a safe place for you to share who you are, explore your goals, learn about what keeps you up at night, and why you are wanting to have these conversations now. You will meet with one of our Managing Partners, Marci Bair, CFP® or Victor Orozco, CFP®, CSRIC® to learn:

  • Firm’s background
  • Process and philosophy
  • Fees for our services
  • Are we a good fit for each other?

We truly believe the best work can be done when our relationship is a two-way street of respect and open communication (we hope you do too). Want to move forward? We will send our “Welcome to the Community” email to provide next steps and introductions to the team.


Time: 30-60 minutes

When: 1-2 weeks after Initial Meeting

Kathleen Talamayan, Paraplanner, and Alondra Escamilla, Paraplanner, will demonstrate (in person or virtual) how to get this process off the ground with your personal eMoney dashboard. They will show you how to:

  • Connect your financial accounts
  • Upload the required documents
  • Categorize your spending

Goals and Facts:

Time: 60 minutes

When: 2-3 weeks after Onboarding

Together we will confirm the big things after we received all requested documents and clarified any additional questions:

  • Cash Flow – How much is coming in and going out? What is left over at the end of each month (if anything)?
  • Net Worth – Are any accounts missing? Does the value of everything looking right?
  • Major Purchases – Have we identified the big things? Any potential new goals to add?
  • Vision of Goals – What is this all for and what is your desired legacy? What kind of impact(s) would you like to make?
  • Risk Assessment – Our Riskalyze assessment will give us a sense of your investment expectations and allow us to compare them to your existing investments.

Team Strategy:

Time: 60 minutes

When: 1-2 weeks after Goals and Facts

The team will begin to bring it all together as we feel clearer about understanding you. In our internal meeting of the minds, we will evaluate strategies for you. Our team of Marci, Victor, Alondra, Kathleen, andMegan Wilsey, CFP®, CPA collaborate to develop an action plan of next steps to get your financial plan working towards your goals.

Present Your Financial Plan:

Time: 60-90 minutes

When: 1-2 weeks after Goals and Facts

Finally! We will provide the financial plan(s) and action items created specifically for you. The major outcome will be prioritizing what needs to get done 3 months, 6 months, and 12 months from this conversation. We will ensure you are familiar with your personal financial planning dashboard. Lastly, your next 3 check-ins will be pre-booked and provided in an email (to be confirmed when the dates get closer).


Action Plan Progress (3 months):

Time: 30-60 minutes

When: 3 months after receiving your plan

Common questions asked:

  • How are you doing on your action items and which get to be checked off?
  • Which items do we push to next time?
  • Any major changes on your mind since our last appointment?
  • How can we help right now?
  • Are there any professionals we need to introduce you to? (tax planning, estate planning)


Action Plan Progress (6 months):

Time: 30-60 minutes

When: 6 months after receiving your plan

This will resemble our last check-in but with a heavier focus on cash flow. We want to make sure that the income and expenses are going as planned. Some new questions asked:

  • Do you need our help categorizing your spending?
  • What was not anticipated in your cash flow (good or bad)?
  • Is your plan staying on track?
  • How is our relationship going?

Relationship Renewal (12 months):

Time: 60 minutes

When: 12 months after receiving your plan

That was fast! One year later and now what? Well, that is what we cover and determine at this stage:

  • Which goals were checked off?
  • Which major tasks still need to be completed?
  • Where are you now compared to where you were at the start
  • Did we provide value to you and get what you were looking for?
  • What was liked during the process and where could we have improved?
  • What does our relationship look like from here?

It’s Time to Take Charge of Your Financial Future

Your financial future is waiting for you. You only have to take the first step and meet with our financial planners. We’ll help you with every step of the way, from planning your future to pursuing your goals. Call us today to schedule an appointment.

Ready to Get Started?

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