Blog

Best Practices for Data Security

One of my all-time favorite movies is Mel Brooks’ classic 1980’s Star Wars inspired spoof: “Spaceballs.” Other than being hilarious,it can teach us some life lessons. For example, never underestimate the power...

Monthly Video Update - January 2021

Happy New Year! Welcome 2021! This past year was quite challenging for many people. Parents becoming teachers, changing life plans, quarantine struggles, and financial difficulties, we were all in this year together in our own...

Holiday Budgeting

How is it that time of year already?! Time goes by fast, and so can your money during this time of year! The holiday season always makes me think of the classic movie “Home Alone.” Kevin McCallister was accidentally left...

Monthly Video Update - December 2020

The new year can come with new policies. As we shift to new administrations and Congressional compositions – there can be potential changes to financial planning strategies. We will keep you posted when and if changes are made....

Post-Election Patience

Dear Bair Financial Planning Community, The American people have voted, casting a record number of ballots under extraordinary circumstances, which is a testament to the enduring resilience of our democracy. Determining the outcome of...

Monthly Video Update - November 2020

A huge THANK YOU to our clients for sticking this year out with us through all of the new technology and virtual meetings we've had. It has been a rough year for everyone and you all have been troopers! Veteran's Day is this month and...

Better Times are Coming

October 2, 2020 Autumn has arrived, with students back in school, baseball playoffs beginning, and football in full swing. Life is trying to get back to as normal as possible despite the ongoing impact from COVID-19. While the number...

Credit Cards: Which is Right for You?

Credit Cards: Which Credit Card is Right for You? October 1, 2020 Credit cards are kind of like chainsaws. When used properly they can be extremely helpful tools, but if they are used improperly, they have the ability create a...

Monthly Video Update - October 2020

One month closer to the end of 2020! That's something to celebrate, right? As many of us Californian's know, October is part fire season. Make sure your important documents are uploaded digitally to your eMoney Vault website or...

The Word Everyone Loves to Hear

Budgeting: The Nose Game - A budget is a tool for allocating your income; budgeting can be helpful in meeting short and long-term goals - Get started by determining after-tax income and how income can be allocated - Track spending and...

School in the time of COVID-19

September 3, 2020 Back to school this year will be different. On the one hand, like other years, it marks the end of summer, the arrival of cooler weather, kids hitting the books again, and Labor Day gatherings. But unlike other years,...

Monthly Video Update - September 2020

Monthly Update - September 2020 We have received many questions about how the upcoming elections that may affect your investment portfolio. 🗳️ We can address some of those questions and more importantly, talk about your personal...

Journey Through 2020

August 6, 2020 The battle versus COVID-19 continues. The spread in some of the recent hotspots like California and Florida is slowing, while states in the Northeast and Midwest are now experiencing increases in cases. According to the...

Social Security: Myths vs Facts

No matter how many times some myths are debunked, we may still believe them. For example, cracking your knuckles causes arthritis (still possibly annoying but not true), humans swallow eight spiders a year in their sleep (gross and...

Monthly Video Update - August 2020

There is a lot to cover! 1...2...3...GO! We wanted to reflect on some of the events that we missed this summer that normally grace San Diego with fun times and many memories. This year Pride and some of the other events have been...

Midpoint of 2020

July 14, 2020 We are at the midpoint of 2020, and it would be an understatement to say it’s been a challenging year so far in the United States and around the world. We’ve faced health, social, and economic crises that...

To Be Resilient and Persevere

The July Fourth holiday will be very different this year. Although it’s a time to enjoy family and friends, and maybe even watch some fireworks, social distancing and a new wave of COVID-19 cases also may take a seat at the...

Happy Finances = Happy Marriage

It’s supposed to be the happiest time of your life! You just got engaged and are now planning your dream wedding. No one wants to come off that high to have that awkward talk about their finances. BUT YOU NEED TO!! Did you know...

Monthly Video Update - July 2020

🎆🎇Happy July 2020!🎇🎆 We are optimistic for the second half of the year in both health, understanding, and ability to learn. 🙏 Normally, July in San Diego would mean celebrating Pride with our amazing parade and festival, but due...

A Very Different July 4th

June 30, 2020 The July Fourth holiday will be very different this year. Although it’s a time to enjoy family and friends, and maybe even watch some fireworks, social distancing and a new wave of COVID-19 cases also may take a...

Shop Small, Local Businesses

June 4, 2020 As we look ahead to the summer months, we can’t help but think what a challenging year it’s been so far. At the same time, we’re encouraged by the resiliency and accelerated innovation among US businesses...

The Awesome Power of Compound Interest

Summary: • Compound interest is interest earned on interest• Compound interest is interest earned on interest • Compound interest may play an important role in meeting long term goals • Time is an important...

Monthly Video Update - June 2020

Bair Financial Planning is standing in solidarity with our community and clients during these troubling and tough times. We hope that our new normal is a better normal -- in equality, health, and humanity. #June is #NationalPrideMonth...

Better Times are Coming

May 21, 2020 “Never confuse a single defeat with a final defeat.” — F. Scott Fitzgerald The economic struggles in our country are among the worst we’ve ever seen. In April, a record 20 million people lost their...

Monthly Video Update - May 2020

April Showers Bring May Flowers! Happy May to all of our friends that have taken up excessive amounts of gardening in recent weeks... 🌼🌳🌻 Bair Financial Planning is still working from home, but we are together in spirit! We wish...

We Will Overcome

“Life is 10% what happens to you and 90% how you respond to it.” — Lou Holtz, Hall of Fame football coach As the battle against the COVID-19 pandemic continues, how we respond to it will determine how we beat it....

CARES Act and Financial Planning Implications

Key Provisions in the CARES Act and Financial Planning Implications On March 27th, the CARES act was signed into law to provide relief for individuals and businesses that are being impacted by the coronavirus pandemic. This $2.2...

"Dark Clouds Will Fill the Economic Skies"

April 2, 2020 H “Every decade or so, dark clouds will fill the economic skies, and they will briefly rain gold. When downpours of that sort occur, reach for a bucket.” —Warren Buffett H The battle with COVID-19 rages...

The Coronavirus Pandemic and Your Financial Plan

As I write this blog post from home while “social distancing,” the world is in the throes of the coronavirus COVID-19 pandemic. Stock markets are crashing. Well-laid-out plans years in the making are changing (my own...

Monthly Video Update - April 2020

We are all staying healthy and safe, and we hope you are too! Bair Financial Planning is virtual now and the team is working remotely. We are still open and available to help you with any questions you may have. Below is our contact...

Our Response to COVID-19

March 13, 2020 Bair Financial Planning Family, We want to share information about the steps we’ve taken to minimize any potential impact to our clients as a result of the Coronavirus (COVID-19) situation and maximize our efforts...

Monthly Video Update - March 2020

🎉 Victor will be back in the office! 🎉 Victor will be doing limited work until he gets brought back up to speed, but we are grateful to have him back with us! 🙏 We also remind you to book your strategic annual meeting with Marci...

Monthly Video Update - February 2020

HELLO February! It is time to schedule your annual strategic planning meeting! 🗓️ Victor is still on paternity leave and will return in March just in time to meet with you along with Marci! You will find links below to both Marci and...

The Challenges of 2019 and the Expectations of 2020

January 2, 2020 Dear Bair Financial Planning Family and Friends, Happy New Year! What a difference a year makes. One year ago the stock market was plunging and came perilously close to ending what has become the longest bull market...

Monthly Video Update - January 2020

🎉Happy New Year!!🎉 This year we are starting off by introducing our newest member of the Bair Financial family, Miss Mila Rae Orozco!🥳 If you have not seen the Facebook, Welcome Email, or Twitter post, you should check them out,...

Monthly Video Update - December 2019

🎉Have a very merry December!🎉 We are wishing you a happy holiday season! The Orozco's have been really good this year and are getting baby#2 for Christmas! 🎄🎁🎅🤶 Victor will be on paternity leave from December 1 to March 1. Thank...

The Markets

Weekly Market Commentary November 15, 2019 The Markets Last week, major United States stock indices finished at historic highs. According to a source cited by Barron’s, U.S. stock markets are responsible for creating $6 trillion...

Monthly Video Update - November 2019

Social Security Benefit FAQs

How much social security income will you receive? View our Social Security Benefit Facts to answer some of your most common questions: Social Security Retirement Benefit Basics If you have more questions, you can contact us for a...

October Chill in the Air

October 6, 2019 Dear Valued Investor: Summer has turned to fall, and there’s already a little chill in the air. Three-quarters of the year is behind us now, and both stock and bond markets have had a strong year so far, although...

Is October Really Scary?

Market BlogOctober 02, 2019 Just like that, the S&P 500 Index fell more than 1% on the first day of October. The rough start has many investors on edge, as October is known for spectacular crashes—specifically 1929, 1987, and...

Monthly Video Update - October 2019

🍂🍁Hello fall, and hello October! 🍂🍁 Things are happening at Bair Financial Planning! 😃 If you missed our Client Appreciation Event last week, don't fret! We hold the event each year for you so we hope to see you in 2020! 🎉 We...

Friday the 13th

September 13, will be the first Friday the 13th since July 2018. For most people, this is just another day, unless you suffer from triskaidekaphobia—the fear of the number 13. A fear of the actual day of Friday the 13th is called...

In the Dog Days of Summer

The Dog Days of Summer were on full display this past month, as a variety of concerns pushed stocks and bond yields lower. After reaching new record highs in late July, the S&P 500 Index dropped approximately 1.8% in August as trade...

Monthly Video Update - September 2019

Welcome September! 🎉Back to school 📝, back to football season 🏈, and welcome back to the annual Bair Financial Planning Client Appreciation Event! 🎉🥳 Our Client Appreciation Event is being held at the Stone Brewery at Liberty...

5 Estate Planning Tips

I recently met with Olga Alvarez, Estate Planning attorney and partner at Heisner Alvarez Attorneys at Law. I met Olga through the Lawyers Club of San Diego, she is a past President of this specialty Bar Association committed to the...

Monthly Video Update - August 2019

We hope you have had a great summer with your friends and family! 🏝️😎 This August, we are highlighting some of our friends in other industries! From taxes and estate planning to insurance, we are here to help you find the...

Monthly Video Update - July 2019

Monthly Video Update - June 2019

June is National Pride month! ❤️🧡💛💚💙💜 Here in San Diego, we celebrate our Pride during July, and Bair Financial Planning is hosting it's Annual Business Pride Mixer July 11th. 🏳️‍🌈 We will send out more information on that...

Monthly Video Update - May 2019

This month we are showing our appreciation to the military and their families for the sacrifices they give both at home and abroad. We also want to remind you to make appointments with Colleen to see us! We miss you and want to talk...

Monthly Video Update - April 2019

April showers bring May flowers! Or, in our case a new Client Service Manager! Welcome Colleen to the Bair Financial Planning team! This month we will be traveling to conferences all over the United States increasing our knowledge in...

Monthly Video Update - March 2019

How is it March already? Our Bair Vlog this month touches on - hiring our new team member, investment allocation changes, going green with paperless statements, and mapping out 2019. Marci Bair & Victor Orozco are Registered...

Monthly Video Update - February 2019

This month’s #BairVlog we talk: scheduling your #investment review, when to expect your 1099 #tax forms, catching up with our client’s #CPAs & #EnrolledAgents, and the #NoCall in the Saints playoff game. #MonthlyUpdate

Monthly Video Update - January 2019

January - the month of setting #goals in all aspects of life … personal, professional, spiritual and so on. Hopefully, setting #financial goals are on your list. This is where Bair Financial Planning can help. Listen about the...

Monthly Video Update - December 2018

Happy Holidays to you and yours! #BairVlog #HappyHolidays

Market Outlook

The potential outcomes of the midterm elections have been dominating the news cycle lately, and we know from history that the markets typically do not like uncertainty. With the Democrats taking control of the House of Representatives,...

Monthly Video Update - November 2018

Wow, it's #November already? Wishing everyone an awesome #Thanksgiving. We appreciate our clients and the network of professionals who help them. We are truly #thankful for your trust and will continue to work hard to keep and grow it...

Market Outlook

The first day of fall may be in September, but the beginning of October is when that autumn feeling really kicks in. Whether you’re mourning the end of long summer days or embracing the return of pumpkin spice at your local...

Monthly Video Update - October 2018

This month’s #BairVlog we talk #OpenEnrollment for your #EmployeeBenefits, #MLBPostseason, deadline for your #TaxExtension, #RequiredMinimumDistributions, and #PumpkinSpice

Market Outlook

It’s back to school for students all across the country, and whether it’s the first week in kindergarten, high school, or college, parents and students alike are excited yet probably nervous at the same time. What will the...

Monthly Video Update- September 2018

New month, new #BairVlog #MonthlyUpdate. We discuss #GenderLensInvesting, upcoming #sector changes, #MidtermElections, football, but more important our annual client appreciation event at Stone Brewing World Bistro & Gardens - Liberty...

Monthly Video Update - August 2018

The band is back together! Help us welcome back Victor from paternity leave and check out the video for more details about our client event coming up in September. #MonthlyUpdate #BairVlog #BairEvents

UN Sustainable Development Goals #17: Partnerships for the Goals

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

UN Sustainable Development Goals #16: Peace, Justice & Strong Institutions

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

Market Outlook

The recently released LPL Research Midyear Outlook 2018: The Plot Thickens is filled with investment insights and market guidance to take us through the rest of the year. So far this year, the return of the business cycle has brought...

UN Sustainable Development Goals #15: Life On Land

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

UN Sustainable Development Goals #14: Life Below Water

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

Monthly Video Update - July 2018

We can't believe it's already July! Hoping you all had a great 4th of July with your family and friends and having a great summer. #BairVlog

UN Sustainable Development Goals #13: Climate Action

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

UN Sustainable Development Goals #12: Responsible Consumption & Production

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

UN Sustainable Development Goals #11: Make Cities Inclusive, Safe, Resilient, and Sustainable

As a socially conscious wealth management firm, we feel a strong responsibility to invest in companies and causes that contribute towards a better world (which led to the development of our High Impact Portfolios). With that said, we...

Keeping an Eye on Global Activity

The summer months are almost underway, which means that both vacations and midyear check-ins are ahead. As we approach the midpoint of 2018, many of us will take this opportunity to reflect on what we’ve seen so far and what may...

UN Sustainable Development Goals #10: Reduce Inequality Within & Among Countries

As a socially conscious wealth management firm, we feel a strong responsibility to invest in companies and causes that contribute towards a better world (which led to the development of our High Impact Portfolios). With that said, we...

Monthly Video Update - June 2018

We would like to congratulate all of the graduates this month. Wishing you happiness, good health, and a prosperous future! #Graduates #Classof2018 #brightfuture #BairVlog #taxtips #taxes #taxplanning

UN Sustainable Development Goals #9: Industry, Innovation, & Infrastructure

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next....

Community Spotlight: Conscious Capitalism

I was drawn to Conscious Capitalism because as a business owner I believe that while it is important to make a profit to stay in business and provide income for our staff, it is not the only thing that matters. Being a member of...

Community Spotlight: American Military Partner Association

“Modern Military Families” The face of the US Military is changing. It was only a few years ago that LGBT military members could not openly serve and they had to keep their families hidden for fear of being fired. Just...

UN Sustainable Development Goals #8: Decent Work & Economic Growth

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

UN Sustainable Development Goals #7: Affordable & Clean Energy

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

Market Outlook

May’s arrival has brought warmer weather to many parts of the U.S. (finally), but it also brings talk of one of the most widely cited stock market clichés in history. “Sell in May and go away” is a longstanding...

Monthly Video Update - May 2018

\ May the fourth be with you! Can you believe it is May already? This month we talk business planning and Mother's Day. We swear that we didn't plan on having matching outfits. It does happen often though, haha. #BairVlog...

UN Sustainable Development Goals #6: Clean Water & Sanitation

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

Market Outlook

The month of April has opened with some volatile market swings, accompanied by speculation of an escalating trade war. It’s during times like this that we need to take a step back, avoid getting caught up in the headlines, and...

Monthly Video Update - April 2018

How clean is your financial house? As tax season comes to an end, it can be a great opportunity to begin some financial Spring cleaning and get organized. Learn how at http://www.bairfinancialplanning.com/ou… Also, congrats to...

UN Sustainable Development Goals #5: Gender Equality

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

Market Volatility - Managing the Ups and Downs

Here is a great piece on volatility Click Here to Read More

Financial Spring Cleaning

How can you clean up financial clutter? 1. Review your financial plan You should review your retirement assets, plans to fund education, estate planning, risk and asset management, and emergency funds. It is crucial to revisit and...

Market Outlook

The first quarter of 2018 is wrapping up, and it’s time to spring forward and look ahead to what we could expect in the coming months. After a large market drop kicking off the month of February, March has been relatively calm...

UN Sustainable Development Goals #4: Quality Education

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

Guns & Investing

You may not personally own a gun, but your investment portfolio might. Unless your investment advisor is like us, and uses some sort of screening criteria in their stock selection process with Socially Responsible Investing (SRI)...

Nike Expands Clean Energy Agreement with Avangrid Renewables

Boston, MA // January 26, 2018 Last week, Avangrid Renewables, a subsidiary of energy and utilities company Avangrid, announced that it signed a second power purchase agreement (PPA) with apparel and footwear company, Nike, to source...

Un Sustainable Development Goals #3: Good Health & Well-Being

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

UN Sustainable Development Goals #2: Zero Hunger

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

The Importance of Teamwork

Since we have added a new member to our Bair Financial Planning team, teamwork has been a big theme around our office. We have had many discussions about communication and what processes will work best for us, and ultimately for our...

Community Spotlight: i.d.e.a.

Marci's Interview with Jon Bailey, Founder/Chief Relationships Officer at i.d.e.a My inspiration for wanting to spotlight i.d.e.a was not only to highlight the accomplishments of Jon Bailey and Indra Gardiner Bowers, but also let you...

UN Sustainable Development Goals #1: End Poverty

On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September 2015 at an historic UN Summit — officially came into force. Over the next...

2018 Market Outlook

Presenting the LPL Research Outlook 2018: Return of the Business Cycle, packed with investment insights and market analysis to guide you through all the action we may see in the year ahead. “Return of the business cycle”...

Monthly Video Update - February 2018

See what's new at Bair Financial Planning in February! #BairVlog Tracking #1-695618

5 Key Facts About The New Tax Bill

The enactment of the Tax Cuts and Jobs Act (TCJA) represents “the most sweeping overhaul of the U.S. tax code in more than 30 years.”1For millions of Americans and businesses it means an altered financial and investment...

New Year, New Tax Laws

I hope that you have enjoyed spending time with loved ones during this holiday season. This time of year often presents an opportunity for some additional rest and relaxation, but there is always the possibility for activity in the...

Monthly Video Update - January 2018

Happy New Year! Check out what's going on at Bair Financial Planning for 2018. #BairVlog

Insurance & Flooding

Did you know that most homes in the United States are not covered for the #1 natural disaster – Flood? Think about all the personal items that sit on or near your ground floor (or in your garage). Even if your home only floods...

Tax Reform Update

It has been 30 years since the United States has seen a large tax overhaul. While there have been small changes to the tax code throughout the years, the last large tax changes occurred when President Reagan signed The 1986 Tax...

10 Tax Tips For Selling Your Home

We have been working with the tax team of Abbas, Jenson & Cundari, CPA’s for close to 25 years and have found them to always be responsive and understand the needs of our mutual clients. I recently met with them and asked them to...

Community Spotlight: Alberto Cortes of Mama's Kitchen

Alberto Cortes loves Mama’s Kitchen so much he has been there for 26 years! Alberto’s relationship with Mama’s Kitchen began as a Volunteer back in 1991, and he became a Board Member in 2000. He was hired as the...

Monthly Video Update - November 2017

Marci and Victor started off the month by attending the 2017 SRI Conference at the Hotel Del Coronado. The return on Socially Responsible Investments (SRI) may be lower than if the advisor made decisions based solely on investment...

Market Watch: October 2017

This time of year can seem quiet, with summer vacations and back to school behind us, but the buzz of the holiday season still a few weeks away. Although this sense of calm may be a welcomed break, there is plenty of activity in the U...

Community Spotlight: PFLAG

In this Community Spotlight I would like to introduce you to a well-loved organization, PFLAG. PFLAG stand for Parents, Families and Friends of Lesbians & Gays. It’s a wonderful organization that works to promote the health and...

Market Indicators

During the past several weeks, we’ve seen news headlines dominated by everything from extreme weather to heightened geopolitical risks, with speculation on policy changes in the U.S. an ongoing hot topic. With so many events...

Monthly Video Update - October 2017

Here's a quick summary of what we're up to in the month of October. #BairVlog

Equifax Breach: What You Need to Know

Last week, one of the big four credit reporting agencies, Equifax, announced it experienced a security breach resulting in criminals accessing personal information of approximately 143 million Americans between May and July of this...

Finance 101: Money Management for College Freshmen

As millions of students are beginning their first year of college this fall, they have countless new experiences. New school, new friends, new living situations, new freedoms. While all this occurs, personal finances are sure to be the...

Shareholder Advocacy: Apple

Governance: the G in ESG investing. What does this mean exactly? When it comes to governance standards, impact investors want to know that companies use transparent and accurate accounting methods. They want to be sure companies have...

Very Superstitious

Severe thunderstorms took away the opportunity for me to watch Stevie Wonder perform at the New Orleans Jazz and Heritage Festival in April of 2016. Recently, attending this festival has become my favorite annual trip to take with my...

August Market Watch

As summer winds down, vacations come to a close, and kids head back to school, the calendar is relatively quiet in terms of major market events. Earnings season for corporate America—which was a good one—is behind us. No...

Community Spotlight: Diversity Supplier Alliance

Bair Financial Planning is a strong supporter of local non-profit organizations and business owners that are making a difference in their community. From time to time we like to bring attention to them and help spread the word of the...

Shareholder Advocacy: J.B. Hunt

This month's shareholder advocacy spotlight is on J.B. Hunt Transport Services, a Fortune 500 company and one of the largest transportation logistics company in North America. A 2014 study by the Human Rights Campaign found that 61% of...